Your Company Logo Here


Welcome to the website of Blufftop LLC.  Our mission focuses on providing software tools, consulting and research to the actuarial profession, financial institutions and government regulators.  Our specialty is risk management and the modeling that supports principle-based financial reporting for the life insurance industry.

Announcement: Website update

Our website has been re-structured and expanded to cover all the activities in which Blufftop is involved.  There are several changes:

  • A new Education page makes available material that can help the student learn the fundamentals needed to understand both modern actuarial practice and our research. 
  • A new Research page provides material relating to our research, including the Representative Scenarios Method, a simplified approach to principles-based reserving. 
  • The Products page has beeen renamed Modeling Tools, reflecting the focus of our software products. 
  • The News & Opinion page has been renamed What's New.



Photo of Steve Strommen 

Stephen J. Strommen FSA, CERA, MAAA, is the founder of Blufftop LLC.  He has 35 years of experience in the life insurance industry, with an emphasis on corporate actuarial activities such as financial projections, economic capital, and risk management.



The name "Blufftop" was inspired by Mr. Strommen's getaway cottage in the wooded bluffs along the upper Mississippi river.  Here's a picture of it:

Cottage picture